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VET Student Loans

Australian Students
(Melbourne and Brisbane Campuses)

Whether you are eligible to receive subsidised training under your State’s funding initiative or are paying your fees in full, you may be eligible for VET Student Loans scheme

Which courses are eligible for VET Student Loans?

What is VET Student Loans?

VET Student Loans is a student income contingent loan scheme for the Vocational Education and Training (VET) sector that is part of the Higher Education Loan Program (HELP) that assists eligible students to pay their VET tuition fees for:

  1. Full fee paying courses at a Diploma and Advanced Diploma levels or above and;
  2. Government Subsidised courses at a Diploma and Advanced Diploma levels or above

Interest is not charged on your VET Student Loans debt. However there is a loan fee of 20% that applies to full fee-paying students undertaking VET Student Loans indexed annually by the Tax Office to maintain its real value.

The Australian Government pays the amount of your loan directly to Academia. You have to start repaying your HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year. The compulsory repayment threshold for the 2016-17 income year $54,869.

Am I eligible for VET Student Loans?


For information regarding eligibility requirements, read the VET Student Loans Information booklet, available on the

How do I apply?

If you are eligible for a VET Student Loans assistance and would like to obtain a VET Student Loans, you should obtain a Request for VET Student Loans Assistance form and a VET Student Loans information booklet. These are available from Academia, please call us at (03) 9671 4755 or contact us at.

Useful Documents and Links

Academia Policies and Procedures for prospective and current students eligible for VET Student Loans

VET Student Loans Information Booklet 2017 VET fair treatment and equal opportunity procedures Complaints and Appeals Process Personal information procedures Student Review Procedures for Re-crediting a FEE-HELP Balance Refund Policy Statement of VET Tuition Assurance VET Course of Study, withdrawal procedure

Where can I find more information about VET Student Loans?

Refer to Helpful Resources for information, FAQs, Videos, legislations, publications, helpful links and contact information regarding Government HELP loan programs.