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VET FEE - Help

Australian Students
(Melbourne and Brisbane Campuses)

Whether you are eligible to receive subsidised training under your State’s funding initiative or are paying your fees in full, you may be eligible for VET FEE Help loan scheme

Which courses are eligible for VET FEE-HELP?


VET FEE-HELP is a student income contingent loan scheme for the Vocational Education and Training (VET) sector that is part of the Higher Education Loan Program (HELP) that assists eligible students to pay their VET tuition fees for:

  1. Full fee paying courses at a Diploma and Advanced Diploma levels or above and;
  2. Government Subsidised courses at a Diploma and Advanced Diploma levels or above

Interest is not charged on your VET FEE-HELP debt. However there is a loan fee of 20% that applies to full fee-paying students undertaking VET FEE-HELP loans indexed annually by the Tax Office to maintain its real value.

The Australian Government pays the amount of your loan directly to Academia. You have to start repaying your HELP debt through the taxation system once your repayment income is above the compulsory repayment threshold, even if you are still studying. The compulsory repayment threshold is adjusted each year. The compulsory repayment threshold for the 2014-15 income year is $53,345.

Am I eligible for VET FEE-HELP?


You are eligible for VET FEE-HELP if you:

  1. are an Australian citizen or permanent humanitarian visa holder (resident in Australia for the duration of the unit); AND
  2. have not exceeded the FEE-HELP limit (In 2015, the FEE-HELP loan limit is $97,728. This amount is indexed each year);
  3. are a full fee-paying / fee for service student studying a diploma, advanced diploma, graduate certificate or graduate diploma level course at an approved VET FEE-HELP provider; OR
  4. are a student subsidised by the Victorian, South Australian, Queensland, Western Australian, New South Wales, Tasmanian or Northern Territory Government studying a diploma or advanced diploma course or a specified certificate IV course except in Tasmania;
  5. meet the tax file number requirements; AND
  6. have completed, signed and submitted a valid Request for VET FEE-HELP assistance form for the unit or the course of which the unit forms a part, on or before the census date.

For more information regarding eligibility requirements, read the VET FEE-HELP Information booklet, available on the

How do I apply?

If you are eligible for a VET FEE Help assistance and would like to obtain a VET FEE Help loan, you should obtain a Request for VET FEE Help Assistance form and a VET FEE Help information booklet. These are available from Academia, please call us at (03) 9671 4755 or contact us at.

You must read the Information booklet before completing and signing the form and returning it to the VET FEE HELP admissions officer at Academia before the commencement of your course for the first unit of study for which you wish to obtain VET FEE-HELP assistance. If you have not submitted a completed Request for VET FEE-HELP assistance form on or before the census date for the unit, you will not be entitled to VET FEE-HELP assistance for that unit and the Australian Government will not pay your tuition fee for that unit.

When completing the form, you must tick all relevant boxes and sign the Declaration. You should contact Academia if you are unsure how to complete the form.


  1. VET FEE-HELP allows eligible students to have all or part of their tuition fees paid for them by the Australian Government in the form of a loan
  2. Students repay their VET FEE-HELP debt to the Australian Government through the tax system once their income is above the minimum repayment threshold. Please refer to www.ato.gov.au for further details
  3. Over their lifetime, students may borrow up to the FEE-HELP limit
  4. There is a loan fee of 20% for full fee-paying students undertaking VET FEE-HELP loans
  5. Students receiving Government-subsidised training under the Victorian Training Guarantee are not charged the 20% loan fee
  6. Eligible students must apply for VET FEE-HELP before the end of their census date
  7. Before completing the Request for VET FEE-HELP Assistance form a student must read the
  8. There is no age restriction on VET FEE-HELP
  9. An eligible student must be an Australian citizen or permanent humanitarian visa holder who is resident in Australia for the duration of study
  10. VET FEE-HELP means there may be no upfront tuition costs for a student
  11. More information about VET FEE-HELP, including a list of approved VET providers and eligible courses, can be found on the Study Assist website at and

Contact us to find out if you are eligible at

Tuition Fees and Census Dates

The VET FEE Help loan covers Tuition Fees and Materials required in order for you to complete a VET course of study. Additional fees such as student services fees may apply which are not covered by a VET FEE Help loan.

Useful Documents and Links

Where can I find more information about VET FEE-HELP?

Refer to Helpful Resources for information, FAQs, Videos, legislations, publications, helpful links and contact information regarding Government HELP loan programs.